jaydra asked:


Im trying to purchase a home but already have a student loan?
My loan is deferred, Means i dont have to pay for it because im still going to school.

Level T asked:


The interest rate on an unsubsidized Stafford student loan is 6.8%. How often does interest acculumate on such a loan? For example, if my loan is $5000, how do I calculate when and how much interest is capitalized onto the loan. Thank you for your help.

Gennie Goose asked:


Hi! My husband and I are trying to move to Arizona in the next year and buy a house. This will be my first home. We both work full time jobs in California now. Any home loan advisors out there? Can you tell me how I can get approved/pre-approved for a full 30-40 year home loan when we have not yet gotten new jobs in the state we’re planning on moving? One thing I heard is if we plan to rent out the property, then we can get approved for a loan. Please help!

Adrienne L asked:


I am a college student and I am trying to buy my neighbor’s car which he has said he would sell to me for $9,000. So I am also trying to sell my car to start getting the money for the car but I am not having much luck selling it.
So I thought about getting a loan, to go ahead and get the car, and when I finally sell my car I have now I can pay back the bank. But here is the thing, I would have no problems paying monthly for the loan but I don’t have a “job”. I do alot of babysitting and housecleaning but I don’t have a real employer, just work for the family. But I have a good credit score and a real good credit history. My husband on the other hand, has horrible credit but a good job. So is it possible for either him to co-sign for me even though I don’t have a job? Or I could get my brother who has real good credit to help me out. What would you recommend I do?? Please help.

toni asked:


I heard FHA loans can take anywhere from 1 to 6 weeks to approve. If our option period is 10 days from today, and we get rejected for our loan 15 days from now, what happens? Do we just lose our earnest money and that’s it? Or is it a more serious problem, as we’ve already made an offer because we were preapproved?

butterfly31201 asked:


I have a car loan of about $10,000. I got this loan about 9 months ago. I am just wondering how it will affect me if my co-signer files bankruptcy.
The car is in my name and she is the co-signer. So with all this new stuff I know does this mean they can come take my car too? Even though I make the payments .

galaxyy asked:


I have Canadian (government) student loans (in Canadian dollars) which I am still paying back from my Canadian bank account whilst I live and work in the US. Can I claim my student loan interest on my US taxes?
Also do I claim the amount in Canadian dollars?

Jemmiekins asked:


I mean, all the loans I’ve looked at are set payments each month…

Are there any loans where you can pay back a minimum set amount, but maybe more if I can afford it to help get rid of the loan quicker?

If so what are they called?

Thanks in advance!

Pamela T asked:


Is it easier to modify a loan if you don’t fit the underwriting guidelines for an FHA refinance?
Not in foreclosure; just have a high-interest rate ARM and too high of a DTI.
Thanks for your input.

TerpshigumsWooWoo! asked:


I am paying my way through college and working part time, but the bills are getting too expensive. I heard there are websites that bid on personal financing loans. How can I get a loan through one of these places or get a loan through other companies?