July 31st, 2009
raju79
jellojiggler03 asked:
I am trying to get a student loan, because I need to be able to pay for an apartment and need to get a new vehicle. I am working but I’m only making minimum wage and its not enough. How do i get a student loan that will send me the money instead of the school?
Posted in Financial Aid
Tags: Apartment, Money, Student Loan
July 31st, 2009
raju79
Heavy D asked:
This business which is surely going to be a success is to be esterblished and operated in another country, how can i get loan from the United states to finance this business. Right now, i don’t have any money of mine that i can commit to this business. i would need about $5 million to start. I live in New Jersey,U.S
Posted in Aircraft
Tags: Finance Business, Loan Business, New Jersey
July 31st, 2009
raju79
Sree asked:
My friend who is manager in Repco is interested to give me 25 lakhs as home loan. Interest will be more or less like the same as other banks. But my question is, is there any problem if i take loan from this kinda of banks? She is trying to improve the banking operations, thats why they planned to give loans to reliable persons…she says…! what should i do now?
Posted in Other - Business & Finance
Tags: Home Loan Interest, Loans, Repco
July 31st, 2009
raju79
anshi asked:
I know bank can provide house loan. But what are other ways to get the loan amount ?
Posted in Renting & Real Estate
Tags: Acquiring Property, House Loan
July 30th, 2009
raju79
newmoon asked:
I need to know all the details and if it is a good choice. I have payed off my vehicle and credit cards and have none, but I have alot of student loan debt. Our dilema are the student loans. And paying them. I have heard about home equity loans and heard about being tax deductible. How do they work? Do they look bad on your credit? How much can you borrow ? Does it add to the years to pay off your house? We only have eleven years left to pay as it is right now. Just wondering what is a good option. I even thought that after I graduate and am working that my pay checks can go all to my student loans. I am just looking for some good ideas without having to stress out about debt and bills and such. We are trying to pay our bills off and so far have done good. But those student loans are looming in the background.
Posted in Credit
Tags: Dilema, Home Equity Loans, Student Debt
July 29th, 2009
raju79
Jenga! asked:
In May of 2003, my husband and I bought a house. We got an 80/20 loan to cover the cost. 80% of the loan is a fixed 5.25% rate. 20% of the loan started at 6.25% and currently sits at 9.25&. The loan is going to readjust next May. Is the 20% loan considered a second mortgage? How can I refinance it now and get a reasonable rate? My husband and I have near-excellent credit.
P.S. as a side note, the house we have the mortgage on is currently worth roughly $20,000 less than we paid for it, so rolling the loans together is out of the question.
Posted in Personal Finance
Tags: Loans, Mortgage Refinance, Second Mortgage
July 29th, 2009
raju79
Timothy M asked:
My wife and I recently moved into a new home which we are still paying interest only on the loan. We also just sold our other home and would like to put the money we made off of it down on the loan. Can we put the money down when we convert or do we have to refinance?
Posted in Personal Finance
Tags: Construction Loan, Money, Refinance Loan
July 29th, 2009
raju79
Andy S asked:
I recently graduated and I’ve heard some companies will offer “loan repayments”. Do I understand correctly that I don’t pay any taxes on this amount? Does it matter if its federal or private loans? Can anyone (employer) offer this type of incentive?
Posted in Financial Aid
Tags: Private Loans, Student Loan Repayments
July 28th, 2009
raju79
too_true82 asked:
I have bad credit. I currently have a car loan and a co-signer on the loan. I need to take her off the loan now, and HSBC doesnt allow you to refinance, so i have to apply for a whole new loan with someone. I already tried with Scotiabank and got denied. Any suggestions?
Posted in Buying & Selling
Tags: Hsbc, Refinance, Scotiabank
July 28th, 2009
raju79
Nrassm asked:
I’m applying for a Loan. A federal Stafford Loan. Im concerned that I might not get it because the deadline passed since I had to reapply for a Pin number needed to apply which took 7 days to arrive at my house, 2 days past the deadline. Am I screwed? Why is it recommended that I use this kind of Loan. Does it matter?
Posted in Personal Finance
Tags: Federal Loan, Loan Note, Pin Number
