August 29th, 2009
raju79
ali asked:
I helped an ex get a motorcycle and now need him to repay me. He needs to take out a loan and repay me or buy the bike from me. His credit is horrible but there has to be places that will still give you a loan. Please help me with advice!
Posted in Credit
Tags: Loan Companies, Motorcycle
August 28th, 2009
raju79
StillCurious asked:
I heard that comparing auto loans before shopping for a car is a prudent thing to do. But I’ve also heard that every time you apply for a loan your credit rating is negatively affected. What’s the truth?
Posted in Credit
Tags: Auto Loan, Credit Rating, Truth
August 27th, 2009
raju79
JH asked:
There is Experian, Equifax and Transunion I have different scores for each, but which one do loan officers and underwriters look at to approve you for an FHA insured loan? Do they look at the highest, lowest or average?
Posted in Credit
Tags: Credit Bureau, Credit Score, Fha Loan
August 26th, 2009
raju79
Tracy S asked:
I have a low credit score. Most my bad credit is old credit. I have a bunch of little loans from finance companies, but they charge really high interest rates. I would like to get a loan for about $5000 to $6000 to pay these off and have one payment that would be lower.
Posted in Credit
Tags: Bad Credit, Credit Score, People
August 26th, 2009
raju79
Danny asked:
I have several loans with loan companies n they are secure with household goods. Can they do this?
Posted in Credit
Tags: Household Goods, Loan Company, Loans
August 25th, 2009
raju79
loki7714 asked:
I’m getting a small auto loan (1500-2000) for a used car in a few weeks and my uncle has agreed to cosign the loan for me. What are some of the benefits of having him cosign the loan besides a better chance of actually getting the loan?
I already have 2.5k saved up.
Posted in Credit
Tags: Auto 2000, Better Chance, Cosign Loan
August 24th, 2009
raju79
Gary C asked:
I funded a private mortgage loan for two individuals. Can I report this loan to the credit bureaus so it will be included in their credit score?
Posted in Credit
Tags: Credit Bureaus, Credit Score, Private Mortgage
August 18th, 2009
raju79
Moe asked:
I just got a new job as a nurse, my college loan, car loan, co-signer daughter car loan, mortgage payment, owned a house but no more equity left. my credit score is fair, no late payment. I need immediate financial need to keep me going for the next 6 month. Where can I get quick loan ?
Posted in Credit
Tags: Credit Score, Debt Ratio, Nurse
August 18th, 2009
raju79
Jen asked:
I recently (past few years) has a long, nasty and expensive divorce which resulted in a personal bankruptcy. I need a small business loan but my credit prevents me from obtaining one. I need to find someone for a short term loan. Any serious ideas?
Posted in Credit
Tags: Divorce, Personal Loan, Short Term Loan
August 17th, 2009
raju79
tetris05 asked:
I am unemployed and yesterday, had to close my bank account. I have an outstanding loan with cash call and I called to see what arrangements I could make to pay it, when I get a job. The woman on the phone told me I had to pay this month, in other words, beg, borrow or steal, because I do not have it. She told me to ask my friends, huh! She told me if I do not pay, I will have to suffer the consequences, does anybody know what consequences she is talking about? They cannot garnish my paycheck, right? I know they can put it on my credit report, what else? I am planning to try to pay it this month, but if I don’t have a job or I just started a job, how will I pay?
Posted in Credit
Tags: Close Account, Job Pay, Paycheck
