August 29th, 2009
raju79
ma01 asked:
I need to take oout £30k for debt consolidation. Is a secured loan (i can’t get an unsecured loan) over 5 years or remortgage. I suppose if i remortgage it will be over 20 years? Any advice?
Posted in Personal Finance
Tags: Consolidation Loan, Debt Consolidation, Secured Loan
August 27th, 2009
raju79
Shauntae asked:
The loan will be in the thousands. And if so what is the best business to apply for the loan with?
Posted in Personal Finance
August 27th, 2009
raju79
John W asked:
How and where can I get a small loan with extremely bad credit?
I need to pay off $15,000 of delinquent bills. But my credit rating is probably less than 500. I don’t know for sure, but it is not good.
I need a small loan to pay off my bills. I just want them all consolidated.
The VA will not give me a loan, all they can do is co-sign a HOME LOAN, not a small loan for little things.
What can I do now?
Posted in Personal Finance
Tags: Bad Credit, Delinquent Bills, Home Loan
August 19th, 2009
raju79
smiling_chicka asked: I am self employed and want to get qualified for home equity loan. What are the qualifications lenders look at. What do I need to show them and have?
Been trying to find out on the net, but can find any good resources. If you know any and dont mind sharing would be awesome.
Thanks!!!
Posted in Personal Finance
Tags: Home Equity Loan, Loan Qualification, Self Employed
August 13th, 2009
raju79
sara1976 asked:
It says you can get a decision asap and even possibly pay the loan into your account on same day?
Posted in Personal Finance
Tags: Asap, Loan Company
August 10th, 2009
raju79
asked:
What is the minimum age to avail car loan? I just turned 18 in September (2009, obviously), and I want to buy a car. My monthly income is well over 80,000 and I was wondering if I can avail car loan in florida.
Posted in Personal Finance
Tags: Buy A Car, Car Loan, Minimum Age
August 9th, 2009
raju79
Renaisannce Man asked:
Debt is a little high but credit is decent and bills are paid on time. My bank won’t give me the loan. I have evaluated my budget and I would like to get this loan to bless my 1st grandson with some assistance in purchasing his first home. Are there any other options for me.
Posted in Personal Finance
Tags: Options, Personal Loan, Thousand Dollars
August 8th, 2009
raju79
Mike D! asked: I will probably need to replace my car soon, but I don’t know that I want a traditional car loan because it would require having more insurance, and thus be rather expensive for me. (It’d be about double for me, as I don’t have a spotless driving record). I was wondering if instead I could get a personal loan from the bank, say in the neighborhood of $3-5K and use that for a car thus saving me a bunch of money by not needing collision coverage if I could pay for the car in cash.
Now the questions … is this possible, or is there usually some stipulation that you can’t use a personal loan for a car? What sort of collateral do you usually need for a personal loan? If you have good credit, can you get one w/out collateral? Any info would be greatly appreciated! Thanks!
Posted in Personal Finance
Tags: Car Loan, Collision Coverage, Traditional Car
August 7th, 2009
raju79
BeBeAdY asked:
I just received an offer to apply for a personal loan for up to 35,000 with Bank of America and for up to 5,000 with citibank. I actually need no more than 7,500. The interest rate is between 9,97 and 27,88 based on credit worthyness. I will like to know how it works. I’m hesitating between that and applying for a credit card. My credit score is fair (650). A friend advised me to go for the loan because it’s a guaranteed fixed interest. But since I’ve never done it b4 I will appreciate some more advice. Thanks Much.
Posted in Personal Finance
Tags: Applying For A Credit Card, Bank Of America, Citibank
