ma01 asked:


I need to take oout £30k for debt consolidation. Is a secured loan (i can’t get an unsecured loan) over 5 years or remortgage. I suppose if i remortgage it will be over 20 years? Any advice?

E A asked:


I am need to get a private loan of 7,000 to pay for housing and school and I get regected all the time. So you know where theres a bad credit student loan or a grant or 2 i can obtain?

ali asked:


I helped an ex get a motorcycle and now need him to repay me. He needs to take out a loan and repay me or buy the bike from me. His credit is horrible but there has to be places that will still give you a loan. Please help me with advice!

Nidwal asked:


Some loan office told me to take a loan and it’s at 200K. I found a house at 100K and is just planning to buy that. It’s a 2 rooms and 1 bathroom house. With the other 100K, I’m going to invest it and collect on the interest. Is it possible of me to do that? O also, I want the other 100K because like my mom and dad, they didn’t have any money at all in the bank or what so to pay their house so they had to sell it. Now if I had that extra 100K invest, I’m going to get at least a bit of % back right. Also if inflation happens, I can be able to use the other 100K to pay off the mortgage

Anyways, can anyone tell me about this? New to the game.

9$ an hour and is getting about 30 hours a week.
Girl make about 9$ an hour also and about 30 hours a week also. Can we make it and is that loan possible or do I have to get a 200K house? Thanks for the help guys.

StillCurious asked:


I heard that comparing auto loans before shopping for a car is a prudent thing to do. But I’ve also heard that every time you apply for a loan your credit rating is negatively affected. What’s the truth?

jiggywalker2008 asked:


If you wanted to build your own house, would you apply for a construction loan? What are the terms of a construction loan? How hard is it to get one?

Shauntae asked:


The loan will be in the thousands. And if so what is the best business to apply for the loan with?

JH asked:


There is Experian, Equifax and Transunion I have different scores for each, but which one do loan officers and underwriters look at to approve you for an FHA insured loan? Do they look at the highest, lowest or average?

John W asked:


How and where can I get a small loan with extremely bad credit?
I need to pay off $15,000 of delinquent bills. But my credit rating is probably less than 500. I don’t know for sure, but it is not good.
I need a small loan to pay off my bills. I just want them all consolidated.
The VA will not give me a loan, all they can do is co-sign a HOME LOAN, not a small loan for little things.
What can I do now?

John S asked:


I don’t know my credit score, but I can give you some details. I have been working out of college for 7 months. I make $32000 a year. I have been paying rent and utilities for 27 straight months without any late payments. I also have student loans, of which I pay $55/month and my parents pay the remaining $120/month. I have one credit card with a $1000 limit and never missed a payment and owe $0. The only other thing I pay for (other than usual groceries, etc) is car insurance.

What are my chances of getting a $12-13k loan for a car? If it helps, I will be putting $5k down on it. I may also chose to go private sale for the car, but will still need the $12-13k loan and pay the difference in cash.

ALSO, important…I won’t have a cosigner. I don’t have anyone who can cosign for me.
Thanks everyone for the initial responses. I have already resorted to the fact that my interest rate is going to be a little high. If I could get a rate around 10-12% then I should be good with the monthly payment. I calculated using 10% and was under my threshold payment-wise. I figure if I put 30% down on the cost of the car (minus taxes, title) then I shouldn’t be upside-down on the loan.